Need an instant personal loan? Learn how one subscriber got approved for ₹1,000 despite a poor credit score—using only an Aadhar and PAN card! Discover a step-by-step guide to securing quick loans up to ₹20 lakh.
In today’s fast-paced world, financial emergencies can arise when we least expect them. Whether it’s a medical bill, urgent home repair, or unexpected expense, getting a quick loan can be a lifesaver. However, the reality is frustrating—many people struggle to get loan approvals, even when they genuinely need financial help.
Imagine applying for a loan and getting instant approval without long paperwork, salary slips, or collateral—just using your Aadhar card and PAN card! Sounds too good to be true? Well, it’s 100% possible, and we are here to show you how.
In this blog, we’ll walk you through a step-by-step guide to securing a loan up to ₹20 lakh in just minutes. Whether you have a low credit score or have been rejected by multiple loan apps, this method can work for you.
Read carefully, follow the steps, and get your loan approved hassle-free!
Struggling to Get a Loan? Read This Carefully!
The loan market today feels unfair. People who don’t need loans get approved easily, while those who genuinely need financial help keep facing rejections. Banks and mobile loan apps often promise easy approvals, yet many applicants fail to secure even ₹1.
But what if you could get an instant personal loan with just your Aadhar card and PAN card? That’s exactly what happened to one of our subscribers!
Despite having a poor credit score, they secured a ₹1,000 loan for three months without any extra paperwork. Their monthly installment was set at ₹8,838, and after deducting all charges, ₹33,596 was deposited into their bank account.
Loan Details & EMI Schedule
- Loan Amount Approved: ₹000
- Monthly Installment: ₹8,838 for 3 months
- Amount Received After Charges: ₹33,596
- EMI Start Date: May 5, 2025
The best part? You can get a loan too! Whether you need ₹000 or up to ₹20 lakh, this app makes the process fast and hassle-free.
How to Get an Instant Loan – Step-by-Step Guide
Step 1: Download & Open the Loan App
- Download the loan app (name revealed at the end of this guide).
- Open the app and click “Continue.”
Step 2: Set Up Your Profile
- Choose your preferred language (Hindi, English, etc.).
- Enter your mobile number (must be linked to your Aadhar card).
- Verify your number with the OTP sent via SMS.
Step 3: Complete Your KYC
- Click “Complete KYC” and tick the checkbox.
- Enter your Aadhar card number and solve the captcha.
- An OTP will be sent to your Aadhar-linked number—enter it and proceed.
- Enter your six-digit PIN (or create one if needed).
- Your KYC verification is now done!
Step 4: Check Your Loan Offer
- Wait for 5 seconds as the system checks your credit limit.
- If eligible, you’ll see a message: “Congratulations! Your credit limit is approved.”
- If you need a higher loan amount, you may be asked to upload additional address proof.
Step 5: Upload Required Documents
- Take a selfie and upload it.
- Upload a photo of your PAN card (front side).
- Upload both the front and back sides of your Aadhar card.
- If you want a loan above ₹20 lakh, upload your address proof (electricity bill, voter ID, etc.).
Step 6: Enter Your Bank Details
- Enter and confirm your bank account number.
- Enter your IFSC code and click “Continue.”
Step 7: Loan Approval & Transfer
- Based on your documents, your final approved loan amount will be displayed.
- Your processing fee and EMI details will also be shown.
- The loan amount will be directly transferred to your bank account!
You Must Know: How to Get an Instant Loan of ₹15,000 with Just Aadhar and PAN Card
Final Thoughts – Get Your Loan Today!
In this blog, we have explained how one person got a loan despite a poor credit score—and how you can do it too!
Go with Practical:
