Looking for an instant personal loan with minimal documents? Get a loan of up to ₹15,000 in just 5 minutes using only your Aadhar Card and PAN Card—no salary slip or bank statement required! ✅ Learn the step-by-step loan application process, eligibility criteria, required documents, and expert tips to increase your loan approval chances—even with a low CIBIL score! 📌 Apply today and get fast approval & direct bank transfer. 💸 Read now! 🚀
Many people think getting a loan approved is difficult, but we have proof that it can be done quickly with minimal documents! One of our subscribers recently secured a personal loan of ₹15,000 using just an Aadhar Card and PAN Card. If you’re looking for an easy and fast way to get a loan, this guide will help you through the process step by step.
Instant Loan Approval in Just Minutes
The loan approved has a tenure of six months, and after deducting charges, the amount credited to the bank account was ₹13,510. The monthly EMI is ₹2,769, with the first installment due on September 5th.
If you have a low CIBIL score or no income proof, you might worry about your loan being rejected. However, by following the right steps, you can still get approval. Let’s break down the process so you can apply successfully.
Step-by-Step Guide to Apply for a Loan
1. Download and Install the Loan App
- Download the mobile application from Google Play Store.
- Open the app and click on “Get Started”.
2. Grant Necessary Permissions
- The app will ask for permission to access location, SMS, and other details.
- Check the box and tap “I Agree”.
3. Enter and Verify Your Details
- Provide your email ID and mobile number (linked to your Aadhar Card).
- Enter the OTP received on your mobile.
4. Fill in Basic Information
- Enter your full name (as per PAN Card) and PAN number.
- Select employment type (salaried or self-employed).
5. Provide Your Income Details
- Select your work type.
- Enter your monthly income (minimum ₹15,000 required for better approval chances).
- Enter your annual family income (minimum ₹3 lakh).
6. Personal and Address Information
- Select marital status (married/single).
- Enter education level.
- Provide father’s and mother’s names.
- Select if you own or rent your house.
- Enter your current address.
7. Work & Business Details
- Enter your job or business name and address.
- Provide pin code and annual earnings.
- Select your business type.
8. Loan Approval & Terms
- The loan amount you qualify for will be displayed on the screen.
- Example: A ₹15,000 loan approved for 6 months.
- After deductions, ₹13,510 will be transferred to your bank.
- Monthly EMI: ₹2,769.
- Interest rate: 36%.
9. Required Documents
- For loans up to ₹1,00,000: Only Aadhar Card & PAN Card are required.
- For larger loans: You need income proof (bank statement or salary slip).
10. Complete KYC Verification
- Click Continue.
- Choose PayPal eKYC or DigiLocker KYC.
- Enter Aadhar number, solve captcha, and click Send OTP.
- Verify OTP and upload a selfie.
11. Provide Bank Details
- Select your bank name.
- Enter and confirm account number.
- Enter IFSC code and click Verify.
- A small amount (₹1) will be credited to verify the account.
12. Set Up Auto Debit for EMI Payments
- Enable auto debit to deduct EMIs automatically.
- Choose ATM card or Net Banking to complete the setup.
13. Review and Sign Loan Agreement
- Click Review Now to check loan details.
- Click Sign Agreement to confirm.
14. Loan Disbursement
- Once approved, the loan amount will be transferred within 5 minutes.
- Loan details and monthly repayment terms will be displayed.
Final Thoughts
Getting an instant loan of ₹15,000 is simple if you follow the right steps. Whether you have a low CIBIL score or lack income proof, this mobile application provides easy approval with minimal documents.
If you found this guide helpful, download the Money UPI Personal Loan App and apply today! 🚀
